2013년 12월 3일 화요일

오후 9:32

By Cecil Lieb

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About 'michigan debt collection laws'|Debt Rattle, December 1 2008: Trying to avoid the unavoidable, but at what cost







About 'michigan debt collection laws'|Debt Rattle, December 1 2008: Trying to avoid the unavoidable, but at what cost








Ｙｏｕ               ｈｅａｒ               ａｂｏｕｔ               ｔｈｅｍ               ａｌｌ               ｔｈｅ               ｔｉｍｅ.

Ｆｏｕｎｄａｔｉｏｎｓ.

Ｃｈｕｒｃｈｅｓ.

Ｉｎｉｔｉａｔｉｖｅｓ               ｔｏ               ｒｅｄｕｃｅ               ｐｏｖｅｒｔｙ               ａｎｄ               ｈｏｍｅｌｅｓｓ,               ｔｏ               ｆｅｅｄ               ｔｈｅ               ｈｕｎｇｒｙ.

Ｔｈｅｓｅ               ｔｙｐｅｓ               ｏｆ               ｏｒｇａｎｉｓａｔｉｏｎｓ               ａｒｅ               ｇｅａｒｅｄ               ｔｏｗａｒｄ               ｈｅｌｐｉｎｇ               ｏｔｈｅｒｓ,               ａｎｄ               ｗｈｉｌｅ               ｔｈｅｙ               ｄｏｎ'ｔ               ｐｅｒｓｏｎａｌｌｙ               ｐｒｏｆｉｔ               ｔｈｅ               ｆｏｕｎｄｅｒ               (ｓ)               ｏｆ               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ,               ａｔ               ｌｅａｓｔ               ｗｈｅｎ               ｓｔａｒｔｉｎｇ               ｏｕｔ--ｔｈｅｙ               ｃａｎ               ｂｅ               ｐｅｒｓｏｎａｌｌｙ               ｒｅｗａｒｄｉｎｇ               ｔｏ               ｅｖｅｒｙｏｎｅ               ｉｎｖｏｌｖｅｄ.

Ｔｈｅｙ               ａｒｅ               ｋｎｏｗｎ               ａｓ               ｎｏｎｐｒｏｆｉｔ               ｏｒｇａｎｉｓａｔｉｏｎｓ,               ｆｏｒ               ａ               ｖｅｒｙ               ｓｐｅｃｉｆｉｃ               ｒｅａｓｏｎｓ.

Ｏｎｅ               ｃａｎｎｏｔ               ｌｅｇａｌｌｙ               ｐｒｏｆｉｔ               ｆｒｏｍ               ｔｈｅｍ--ａｌｌ               ｍｏｎｉｅｓ               ｒａｉｓｅｄ               ｍｕｓｔ               ｂｅ               ｓｅｎｔ               ｔｏ               ｂｅｎｅｆｉｔ               ｔｈｅ               ｐｅｏｐｌｅ               ｔｈａｔ               ａｒｅ,               ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               ｂｙｌａｗｓ               ｏｆ               ｔｈａｔ               ｏｒｇａｎｉｓａｔｉｏｎ,               ｔｏ               ｂｅ               ｈｅｌｐｅｄ.

Ｏｒ               ｔｈｅｙ               ａｒｅ               ｔｏ               ｇｏ               ｂａｃｋ               ｉｎｔｏ               ｔｈｅ               ｃｏｍｐａｎｙ               ｉｎ               ｑｕｅｓｔｉｏｎ,               ｆｕｎｄｉｎｇ               ｔｈｅ               ｄａｙ               ｔｏ               ｄａｙ               ａｆｆａｉｒｓ               ｏｆ               ｔｈｅ               ｏｒｇａｎｉｓａｔｉｏｎ.

Ｆｏｒ               ｅｘａｍｐｌｅ,               ｉｆ               ａ               ｇｒｏｕｐ               ｗｈｏｓｅ               ｐｕｒｐｏｓｅ               ｉｓ               ｔｏ               ｈｅｌｐ               ｔｈｅ               ｈｏｍｅｌｅｓｓ               ｗｅｒｅ               ｔｏ               ｔａｋｅ               ａ               ｃｈｕｒｃｈ               ｃｏｌｌｅｃｔｉｏｎ               ｆｏｒ               ａｄｖｅｒｔｉｓｉｎｇ,               ｔｈｅ               ｆｏｕｎｄｅｒ               ｃａｎ'ｔ               ｐｏｃｋｅｔ               ｔｈｅ               ｆｕｎｄｓ,               ｏｒ               ｅｖｅｎ               ｐａｒｔ               ｏｆ               ｔｈｅｍ.

Ｔｈｉｓ               ｉｓ               ｋｎｏｗｎ               ａｓ               ｅｍｂｅｚｚｌｅｍｅｎｔ,               ａｎｄ               ｃａｎ               ｇｅｔ               ｔｈａｔ               ｉｎｄｉｖｉｄｕａｌ               ｉｎ               ａ               ｌｏｔ               ｏｆ               ｔｒｏｕｂｌｅ.

Ｉｎ               ｓｈｏｒｔ,               ｔｈｅ               ｍｏｎｉｅｓ               ａｒｅ               ｔｏ               ｂｅ               ｕｓｅｄ               ｆｏｒ               ｔｈｅ               ｐｕｒｐｏｓｅ               ｔｈｅｙ               ｗｅｒｅ               ｃｏｌｌｅｃｔｅｄ               ｆｏｒ.
               Ｄｏｅｓ               ｔｈａｔ               ｍｅａｎ               ｔｈａｔ               ｙｏｕ               ｍｕｓｔ               ｇｏ               ｗｉｔｈｏｕｔ               ａ               ｓａｌａｒｙ,               ｏｒ               ａ               ｍｅａｎｓ               ｏｆ               ｐａｙｉｎｇ               ｙｏｕｒ               ｐｅｏｐｌｅ?

Ｎｏ.

Ｔｈｅｒｅ               ｉｓ               ｏｎｅ               ｌｅｇａｌ               ｗａｙ               ａｒｏｕｎｄ               ｔｈａｔ               ｆａｔｅ,               ｂｕｔ               ｄｏｎ'ｔ               ｅｘｐｅｃｔ               ｍｅ               ｔｏ               ｔｅｌｌ               ｙｏｕ               ｔｈａｔ               ｉｔ'ｓ               ｅａｓｙ.

Ｙｏｕ               ｍｕｓｔ               ｂｅｃｏｍｅ               ｇｏｏｄ               ａｔ               ｇｒａｎｔ               ｗｒｉｔｉｎｇ.

Ｔｈａｔ               ｉｓ               ｔｈｅ               ｋｅｙ               ｔｈａｔ               ｕｎｌｏｃｋｓ               ｔｈａｔ               ｄｏｏｒ.

Ｙｏｕ               ｍｕｓｔ               ｆｉｎｄ               ａ               ｃｏｍｐａｎｙ,               ｏｒ               ｆｏｕｎｄａｔｉｏｎ,               ｗｈｏｓｅ               ｉｎｔｅｒｅｓｔｓ               ｍａｔｃｈ               ｙｏｕｒｓ.

Ｉｆ               ｙｏｕ               ａｒｅ               ｏｎ               ａ               ｃａｍｐａｉｇｎ               ｔｏ               ｒｅｌｉｅｖｅ               ｈｏｍｅｌｅｓｓｎｅｓｓ,               ｆｏｒ               ｅｘａｍｐｌｅ,               ｙｏｕ               ｍｕｓｔ               ｆｉｎｄ               ａ               ｆｏｕｎｄａｔｉｏｎ,               ｏｒ               ａ               ｃｏｍｐａｎｙ               ｔｈａｔ               ｉｓ               ｉｎｔｅｒｅｓｔｅｄ               ｉｎ               ｂａｎｋｒｏｌｌｉｎｇ               ｓｕｃｈ               ｏｒｇａｎｉｓａｔｉｏｎｓ.

Ａｎｄ               ｙｏｕ               ｍｕｓｔ               ｓｐｅｌｌ               ｏｕｔ               ｙｏｕｒ               ｎｅｅｄｓ;               ｙｏｕ               ｍｕｓｔ               ｓｔａｔｅ               ｙｏｕｒ               ｃａｓｅ               ｃｌｅａｒｌｙ               ａｎｄ               ａｃｃｕｒａｔｅｌｙ.

Ｔｈｅｒｅ               ａｒｅ               ｓｔｒｉｃｔ               ｄｅａｄｌｉｎｅｓ,               ｙｏｕ               ｍｕｓｔ               ｂｅ               ｃｏｎｃｉｓｅ,               ａｎｄ               ｙｏｕｒ               ｇｒａｎｔ               ｍｕｓｔ               ｂｅ               ｆｒｅｅ               ｏｆ               ｅｒｒｏｒｓ.

Ｏｒ               ｉｔ               ｗｉｌｌ               ｂｅ               ｓｅｎｔ               ｂａｃｋ.
               Ｂｕｔ               ｔｈａｔ               ｉｓ               ａ               ｄｉｆｆｅｒｅｎｔ               ｐａｐｅｒ               ａｌｔｏｇｅｔｈｅｒ.

Ｔｈｅ               ｐｕｒｐｏｓｅ               ｏｆ               ｔｈｉｓ               ｄｉｓｃｕｓｓｉｏｎ               ｉｓ               ｔｏ               ｔａｌｋ               ａｂｏｕｔ               ｈｏｗ               ｔｏ               ｓｔａｒｔ               ａ               ｎｏｎｐｒｏｆｉｔ               ｏｒｇａｎｉｓａｔｉｏｎ               ｏｆ               ｙｏｕｒ               ｏｗｎ.

Ｆｉｒｓｔ,               ｙｏｕ               ｍｕｓｔ               ｆｉｎｄ               ａ               Ｖｉｓｉｏｎ,               ｏｒ               ａ               ｄｒｅａｍ.

Ｙｏｕ               ｍｕｓｔ               ｆｉｎｄ               ａ               ｐｒｏｂｌｅｍ               ｉｎ               ｓｏｃｉｅｔｙ               ｔｈａｔ               ｙｏｕ               ｆｅｅｌ               Ｇｏｄ               ｈａｓ               ｃａｌｌｅｄ               ｙｏｕ               ｔｏ               ｈａｖｅ               ａ               ｓｔｒｏｎｇ               ｈａｎｄ               ｉｎ               ｓｏｌｖｉｎｇ.

Ｃｏｍｅｄｉａｎ               Ｊｅｒｒｙ               Ｌｅｗｉｓ,               ｆｏｒ               ｅｘａｍｐｌｅ,               ｆｏｒ               ｓｏｍｅ               ｒｅａｓｏｎ               ｈｅ               ｒｅｆｕｓｅｓ               ｔｏ               ｔｅｌｌ               ｕｓ               ｔｉｌ               ｔｈｉｓ               ｖｅｒｙ               ｄａｙ--ｈａｓ               ａ               ｈｅａｒｔｆｅｌｔ               ｐａｓｓｉｏｎ               ｆｏｒ               ｈｅｌｐｉｎｇ               ｋｉｄｓ               ｗｉｔｈ               ｔｈｅ               ｄｅａｄｌｙ,               ｓｔｉｌｌ               ｃｕｒｒｅｎｔｌｙ               ｉｎｃｕｒａｂｌｅ               ｍｕｓｃｕｌａｒ               ｄｙｓｔｒｏｐｈｙ.

Ｏｕｔ               ｏｆ               ｔｈａｔ               ｃｏｍｅｓ               ｔｈｅ               Ｍｕｓｃｕｌａｒ               Ｄｙｓｔｒｏｐｈｙ               Ａｓｓｏｃｉａｔｉｏｎ,               ｗｈｉｃｈ               ｐｒｏｄｕｃｅｓ               ｔｈｅ               ｙｅａｒｌｙ               Ｌａｂｏｕｒ               Ｄａｙ               Ｔｅｌｅｔｈｏｎ.

Ｍａｎｙ               ｏｆ               ｙｏｕ               ｗｉｌｌ               ｗａｔｃｈ               ｉｔ               ｔｈｉｓ               Ｌａｂｏｕｒ               Ｄａｙ               ｗｅｅｋｅｎｄ               ｏｎ               Ｓｕｎｄａｙ               ｎｉｇｈｔ,               Ｓｅｐｔｅｍｂｅｒ               6               ｕｎｔｉｌ               Ｌａｂｏｕｒ               Ｄａｙ,               Ｓｅｐｔ.

7.

Ｍａｎｙ               ｏｆ               ｙｏｕ               ｗｉｌｌ               ｌａｕｇｈ,               ｍａｎｙ               ｏｆ               ｙｏｕ               ｗｉｌｌ               ｃｒｙ,               ａｎｄ               ｍａｎｙ               ｏｆ               ｙｏｕ               ｗｈｏ               ｈａｖｅ               ｔｈｅ               ｍｅａｎｓ               ｔｏ               ｇｉｖｅ               ｗｉｌｌ               ｅｖｅｎ               ｐｌｅｄｇｅ.
               Ｔｈｅ               ｎｅｘｔ               ｍｏｖｅ               ｔｏ               ｍａｋｅ               ｉｓ               ｔｏ               ｗｒｉｔｅ               ｉｔ               ｄｏｗｎ.

Ｔｈｅ               ｖｅｒｙ               ｗｉｓｅ               ｗｏｒｄｓ               ｏｆ               ｔｈｅ               Ｂｉｂｌｅ               ｃａｎ               ｂｅ               ｆｏｕｎｄ               ｉｎ               Ｈａｂａｋｋｕｋ               2:               2,               ｗｈｉｃｈ               ｓａｙｓ,               "Ｗｒｉｔｅ               ｔｈｅ               Ｖｉｓｉｏｎ--ｍａｋｅ               ｉｔ               ｐｌａｉｎ               ｕｐｏｎ               ｔａｂｌｅｓ,               ｔｈａｔ               ｔｈｅｙ               ｍａｙ               ｒｕｎ               ｔｈａｔ               ｒｅａｄｅｔｈ               ｉｔ."               Ｗｈｙ               ｄｏ               Ｉ               ｓａｙ               ｔｈｉｓ?

Ｂｅｃａｕｓｅ               ｙｏｕ               ａｒｅ               ｇｏｉｎｇ               ｔｏ               ｎｅｅｄ               ｐｅｏｐｌｅ               ｗｈｏ               ｗｉｌｌ               ｒｕｎ               ｗｉｔｈ               ｙｏｕ.

Ｔｈｅｒｅ               ｉｓ               ｎｏｔｈｉｎｇ               ｗｏｒｓｅ               ｔｈａｎ               ａ               ｐｅｒｓｏｎ               ｗｈｏ               ｉｓ               ｆｏｒｃｅｄ               ｔｏ               ｒｕｎ               ａ               ｎｏｎ-ｐｒｏｆｉｔ--ｏｒ               ａｎｙ               ｏｔｈｅｒ               ｂｕｓｉｎｅｓｓ               ｆｏｒ               ｔｈａｔ               ｍａｔｔｅｒ--ａｌｏｎｅ.

Ｉｔ               ｉｓ               ｎｅｘｔ               ｔｏ               ｉｍｐｏｓｓｉｂｌｅ.

Ｅｖｅｎ               Ｊｅｓｕｓ               Ｃｈｒｉｓｔ,               ｔｈｅ               ｆｏｕｎｄｅｒ               ｏｆ               ｔｈｅ               ｆｉｒｓｔ               ｍａｊｏｒ               ｓｕｃｃｅｓｓｆｕｌ               ｎｏｎ               ｐｒｏｆｉｔ               ｏｒｇａｎｉｓａｔｉｏｎ,               ｔｈｅ               Ｃｈｕｒｃｈ--ｒｅｃｏｇｎｉｓｅｄ               ｔｈａｔ               ｈｅ               ｎｅｅｄｅｄ               ｈｅｌｐ.

Ｈｅ               ｆｏｕｎｄｅｄ               Ｈｉｓ               ｏｒｇａｎｉｓａｔｉｏｎ,               ａｎｄ               ｃｈｏｓｅ               12               ｐｅｏｐｌｅ               ｔｏ               ｈｅｌｐ               Ｈｉｍ               ｇｅｔ               Ｈｉｓ               ｗｏｒｋ               ｓｔａｒｔｅｄ.

Ｔｈａｔ               ｏｒｇａｎｉｓａｔｉｏｎ,               ｋｎｏｗｎ               ａｓ               ｔｈｅ               Ｃｈｕｒｃｈ,               ｉｓ               ｓｔｉｌｌ               ｔｈｒｉｖｉｎｇ               ｔｏｄａｙ,               ｅｖｅｎ               ｔｈｏｕｇｈ               ｉｔｓ               Ｌｅａｄｅｒ               ｉｓ               ｌｏｎｇ               ｇｏｎｅ.
               Ｎｅｘｔ,               ｙｏｕ               ｗｉｌｌ               ｗａｎｔ               ｔｏ               ｄｏ               ｒｅｓｅａｒｃｈ.

Ｇｏ               ｏｕｔ               ｏｎ               ａ               ｆａｃｔ               ｆｉｎｄｉｎｇ               ｍｉｓｓｉｏｎ               ｔｏ               ｓｅｅ               ｉｆ               ｙｏｕｒ               Ｖｉｓｉｏｎ               ｉｓ               ａｌｒｅａｄｙ               ｂｅｉｎｇ               ｄｏｎｅ               ｂｙ               ｓｏｍｅｏｎｅ               ｅｌｓｅ.

Ｆｏｒ               ｅｘａｍｐｌｅ,               ｉｔ'ｓ               ｆｉｎｅ               ｙｏｕ               ｗａｎｔ               ｔｏ               ｈｅｌｐ               ｐｅｏｐｌｅ               ｇｅｔ               ｏｕｔ               ｏｆ               ｄｅｂｔ,               ｂｕｔ               ｉｆ               ｔｈｅｒｅ               ａｒｅ               ｔｈｒｅｅ               ｏｔｈｅｒ               ｏｒｇａｎｉｓａｔｉｏｎｓ               ｗｉｔｈ               ｔｈｅ               ｓａｍｅ               ｇｏａｌ--ｔｈｅｎ,               ｉｎｓｔｅａｄ               ｏｆ               ｆｏｒｍｉｎｇ               ｙｏｕｒ               ｏｗｎ               ｇｒｏｕｐ,               ｙｏｕ               ｍａｙ               ｗａｎｔ               ｔｏ               ｔｅａｍ               ｕｐ               ｗｉｔｈ               ｏｔｈｅｒ               ｇｒｏｕｐｓ               ｄｏｉｎｇ               ｔｈｅ               ｓａｍｅ               ｔｈｉｎｇ.
               Ｂｕｔ               ｓｈｏｕｌｄ               ｙｏｕ               ｓｅｅ               ｔｈｅ               ｎｅｅｄ               ｆｏｒ               ｙｏｕｒ               ｎｏｎｐｒｏｆｉｔ               ｉｎ               ｔｈｅ               ｃｏｍｍｕｎｉｔｙ,               ｙｏｕ               ａｒｅ               ｇｏｉｎｇ               ｔｏ               ｗａｎｔ               ｔｏ               ｂｕｉｌｄ               ａ               ｗｏｒｋ               ｔｈａｔ               ｓｕｒｖｉｖｅｓ               ｅｖｅｎ               ｙｏｕｒ               ｄｅｐａｒｔｕｒｅ               ｆｒｏｍ               ｔｈｅ               ｓｃｅｎｅ.

Ｔｈａｔ               ｍｅａｎｓ               ｔｈａｔ               ｎｏｔ               ｏｎｌｙ               ｓｈｏｕｌｄ               ｙｏｕ               ｓｅｌｅｃｔ               ｐｅｏｐｌｅ,               ｂｕｔ               ｙｏｕ               ｓｈｏｕｌｄ               ｃｈｏｏｓｅ               ｉｎｄｉｖｉｄｕａｌｓ               ｗｈｏ               ｓｅｅ               ｙｏｕｒ               Ｖｉｓｉｏｎ.

Ｉｆ               ｙｏｕｒ               Ｖｉｓｉｏｎ               ｉｓ               ｆｅｅｄｉｎｇ               ａｎｄ               ｃｌｏｔｈｉｎｇ               ｔｈｅ               ｈｕｎｇｒｙ               ａｎｄ               ｔｈｅ               ｎａｋｅｄ,               ｓｅｌｅｃｔ               ｉｎｄｉｖｉｄｕａｌｓ               ｗｈｏ               ｆｅｅｌ               ｉｔ               ｔｈｅ               ｗａｙ               ｙｏｕ               ｄｏ,               ｗｈｏ               ａｒｅ               ｊｕｓｔ               ａｓ               ｐａｓｓｉｏｎａｔｅ               ａｓ               ｙｏｕ               ａｒｅ.(Ｓｉｄｅｂａｒ:               Ｈｏｗ               ｔｏ               ｉｄｅｎｔｉｆｙ               ｔｈｏｓｅ               ｐｅｏｐｌｅ               ｗｉｌｌ               ｂｅ               ａ               ｔｏｐｉｃ               ｏｆ               ａｎｏｔｈｅｒ               ｐａｐｅｒ.)
               Ｔｈｅ               ｎｅｘｔ               ｔｈｉｎｇ               ｔｏ               ｄｏ               ｉｓ               ｔｏ               ｇｅｔ               Ｉｎｃｏｒｐｏｒａｔｅｄ.

Ｂｙ               ｓｏ               ｄｏｉｎｇ,               ｙｏｕ               ｐｒｏｔｅｃｔ               ｙｏｕｒｓｅｌｆ               ｆｒｏｍ               ａ               ｐｅｒｓｏｎａｌ               ｌａｗｓｕｉｔ.

Ｔｈｅｙ               ｃａｎ               ｓｕｅ               ａ               ｐｅｒｓｏｎ,               ｂｕｔ               ｔｈｅｙ               ｃａｎ'ｔ               ｓｕｅ               ａ               ｃｏｒｐｏｒａｔｉｏｎ               ｑｕｉｔｅ               ａｓ               ｅａｓｉｌｙ.

Ｗｈａｔ               ｈａｐｐｅｎｓ               ｉｓ,               ｔｈｅ               ｃｏｒｐｏｒａｔｉｏｎ               ｂｅｃｏｍｅｓ               ａ               ｓｅｐａｒａｔｅ               ｅｎｔｉｔｙ,               ｏｒ               ｐｅｒｓｏｎ,               ｆｒｏｍ               ｉｔｓ               ｆｏｕｎｄｅｒ.

Ｉｔ               ｔａｋｅｓ               ｏｎ               ａ               ｗｈｏｌｅ               ｌｉｆｅ               ｏｆ               ｉｔｓ               ｏｗｎ.

Ｈｏｗ               ｄｏ               ｙｏｕ               ｄｏ               ｔｈｉｓ?

Ｃａｌｌ               ｙｏｕｒ               ｓｔａｔｅ               ｏｆｆｉｃｅｓ,               ｏｒ               ｙｏｕｒ               ｌｏｃａｌ               Ｃｈａｍｂｅｒ               ｏｆ               Ｃｏｍｍｅｒｃｅ.

Ｔｈｅｒｅ               ｉｓ               ａ               ｓｍａｌｌ               ｆｅｅ,               ｓａｙ,               ｍａｙｂｅ               $10-$25.
               Ｉｎｃｏｒｐｏｒａｔｉｎｇ               ｉｓ               ａ               ｍａｊｏｒ               ｓｔｅｐ               ｔｏｗａｒｄｓ               ｔｈｅ               ａｌｌ-ｔｏｏ               ｉｍｐｏｒｔａｎｔ               501ｃ3               ｓｔａｔｕｓ.

Ｙｏｕ               ｈａｖｅ,               ｍａｙｂｅ               ａ               ｙｅａｒ               ａｎｄ               ａ               ｈａｌｆ,               ｔｏ               ｆｉｎａｌｉｓｅ               ｙｏｕｒ               501ｃ3,               ｏｒ               ｔａｘ-ｅｘｅｍｐｔ               ｓｔａｔｕｓ.

Ｗｉｔｈｏｕｔ               ｔｈｉｓ               ｙｏｕ               ｃａｎｎｏｔ               ｒａｉｓｅ               ｍｏｎｉｅｓ,               ａｄｖｅｒｔｉｓｅ               ｏｎ               ｒａｄｉｏ,               ｏｒ               ｄｏ               ａｎｙｔｈｉｎｇ.

Ｔｈａｔ'ｓ               ｔｈｅ               ｌａｗ.

Ａｎｄ               ｇｅｔｔｉｎｇ               ｔｈｒｏｕｇｈ               ｔｈｅ               ｐａｐｅｒｗｏｒｋ               ｗｉｌｌ               ｃｏｓｔ               ｙｏｕ.

Ｐｌｅａｓｅ               ｇｏｏｇｌｅ               ｔｈｅ               ｌａｗｓ               ｆｏｒ               ｙｏｕｒ               ｓｔａｔｅ               ｆｏｒ               ｔｈｅ               ｅｘａｃｔ               ｐｒｉｃｅ.

Ｉｔ               ｖａｒｉｅｓ.

Ｂｕｔ               ｉｎ               Ｍｉｃｈｉｇａｎ,               ｆｏｒ               ｅｘａｍｐｌｅ,               $500               ｗｉｌｌ               ｇｅｔ               ｙｏｕ               ｔａｘ               ｅｘｅｍｐｔｉｏｎ               ｕｐ               ｔｏ               ａｒｏｕｎｄ               $10,000.

Ｇｅｎｅｒａｌｌｙ,               ｙｏｕ               ｗｉｌｌ               ｈａｖｅ               ａ               ｙｅａｒ               ａｎｄ               ａ               ｈａｌｆ-               ｔｏ               ｔｗｏ               ｙｅａｒｓ               ｔｏ               ｆｉｎａｌｉｓｅ               ｔｈｅ               501ｃ3               ｐｒｏｃｅｓｓ.

Ｔｈｉｓ               ｉｓ               ｓｏｏｏｏｏ               ｉｍｐｏｒｔａｎｔ--ｌｏｃａｌ               ｒａｄｉｏ/ＴＶ               ａｄｖｅｒｔｉｓｅｒｓ               ｗｏｎ'ｔ               ｅｖｅｎ               ｌｏｏｋ               ａｔ               ａｄｖｅｒｔｉｓｉｎｇ               ｆｏｒ               ｙｏｕ               ｗｉｔｈｏｕｔ               ｓｕｃｈ               ｐａｐｅｒｗｏｒｋ               ｆｉｌｌｅｄ               ｏｕｔ!

Ｔｈａｔ               ｉｓ               ｙｏｕｒ               ｔｉｃｋｅｔ               ｔｏ               ａｄｖｅｒｔｉｓｉｎｇ,               ｔｏ               ｒｅｓｐｅｃｔａｂｉｌｉｔｙ               ａｓ               ａ               ｎｏｎ-ｐｒｏｆｉｔ.
               Ｙｏｕ               ｍａｙ               ｓａｙ,               "Ｋｏｏｌｂｒｅｅｚｅ,               Ｉ               ｄｏｎ'ｔ               ｈａｖｅ               ｔｈｅ               ｍｏｎｅｙ               ｒｉｇｈｔ               ｎｏｗ.

Ｈｏｗ               ｃａｎ               Ｉ               ｆｕｎｄｒａｉｓｅ?"               Ｓｏ               ｇｌａｄ               ｙｏｕ               ａｓｋｅｄ               ｔｈａｔ               ｑｕｅｓｔｉｏｎ,               ｍｙ               ｆｒｉｅｎｄ.

Ｓｅｅｋ               ａ               ｆｉｄｕｃｉａｒｙ               ａｇｒｅｅｍｅｎｔ               ｗｉｔｈ               ｙｏｕｒ               ｐａｓｔｏｒ,               ｏｒ               ａ               ｆｒｉｅｎｄ               ｗｈｏ               ｈａｓ               ａ               ｓｕｃｃｅｓｓｆｕｌ               ｎｏｎｐｒｏｆｉｔ.

Ｌｅｔ               ｔｈａｔ               ｐｅｒｓｏｎ               ｓｅｒｖｅ               ａｓ               ｙｏｕｒ               ｆｉｄｕｃｉａｒｙ               ｐｅｒｓｏｎ               ｕｎｔｉｌ               ｙｏｕ               ａｒｅ               ａｂｌｅ               ｔｏ               ａｆｆｏｒｄ               ｙｏｕｒ               ｏｗｎ               501ｃ3               ｐａｐｅｒｗｏｒｋ.

Ｍｉｎｄ               ｙｏｕ,               ｙｏｕ               ｍａｙ               ｎｏｔ               ｈａｖｅ               ｔｈｅ               ｉｎｄｅｐｅｎｄｅｎｃｅ               ｙｏｕ               ｗａｎｔ               ｒｉｇｈｔ               ｎｏｗ,               ｂｕｔ               ｉｔ'ｓ               ａ               ｇｏｏｄ               ｓｔａｒｔ.

Ｂｕｔ               ｙｏｕ               ｍｕｓｔ               ｈａｖｅ               ｔｈａｔ               ｐｉｅｃｅ               ｏｆ               ｐａｐｅｒ.

Ｔｈｉｎｋ               ｏｆ               ｔｈａｔ               ｐｉｅｃｅ               ｏｆ               ｐａｐｅｒ               ａｓ               ａ               ｄｒｉｖｉｎｇ               ｐｅｒｍｉｔ--ａ               ｐｉｅｃｅ               ｏｆ               ｐａｐｅｒ               ｙｏｕ               ｍｕｓｔ               ｃａｒｒｙ               ａｒｏｕｎｄ               ｗｉｔｈ               ｙｏｕ               ｔｈａｔ               ｅｎａｂｌｅｓ               ｙｏｕ               ｔｏ               ｄｒｉｖｅ               ｕｎｄｅｒ               ｓｕｐｅｒｖｉｓｉｏｎ               ｏｆ               ａ               ｌｉｃｅｎｓｅｄ               ａｄｕｌｔ,               ｕｎｔｉｌ               ｓｕｃｈ               ａ               ｔｉｍｅ               ａｓ               ｙｏｕ               ｇｅｔ               ｙｏｕｒ               ｏｗｎ               ｆｕｌｌ-ｆｌｅｄｇｅｄ               ｌｉｃｅｎｓｅ.
               Ｔｈｅ               ｎｅｘｔ               ｔｈｉｎｇ               ｔｏ               ｄｏ               ｉｓ               ｔｏ               ｓｃｈｅｄｕｌｅ               ｉｎｔｅｒｖｉｅｗｓ               ｗｉｔｈ               ｐｅｏｐｌｅ               ｗｈｏ               ｍａｙ               ｂｅ               ｉｎｔｅｒｅｓｔｅｄ               ｉｎ               ｐａｒｔｎｅｒｉｎｇ               ｗｉｔｈ               ｙｏｕ,               ｏｒ               ａｄｖｅｒｔｉｓｉｎｇ               ｗｉｔｈ               ｙｏｕ.

Ｔｈｅｓｅ               ａｒｅ               ＢＵＳＩＮＥＳＳ               ｍｅｅｔｉｎｇｓ,               ａｎｄ               ｙｏｕ               ｍｕｓｔ               ｔｒｅａｔ               ｔｈｅｍ               ａｓ               ｓｕｃｈ.

Ｃｏｍｅ               ｔｈｅｒｅ               ｏｒｇａｎｉｓｅｄ,               ａｎｄ               ａｐｐｒｏｐｒｉａｔｅｌｙ               ｄｒｅｓｓｅｄ.

Ｂｅ               ｒｅａｄｙ               ｔｏ               ｇｉｖｅ               ａ               ｓｉｍｐｌｅ               ｐｒｅｓｅｎｔａｔｉｏｎ               ｏｆ               ｗｈａｔ               ｙｏｕ               ａｒｅ               ａｌｌ               ａｂｏｕｔ.

Ｋｅｅｐ               ｉｔ               ｃｏｎｃｉｓｅ               ａｎｄ               ｂｅ               ｒｅｓｐｅｃｔｆｕｌ               ｏｆ               ｔｈｅ               ｔｉｍｅ               ｔｈｅｙ'ｖｅ               ｃｈｏｓｅｎ               ｔｏ               ｇｉｖｅ               ｙｏｕ.

Ｉｎ               ｔｈｅ               ｃａｓｅ               ｏｆ               ａ               ｐｕｂｌｉｃ               ｐｒｅｓｅｎｔａｔｉｏｎ,               ｉｆ               ｙｏｕ               ａｒｅ               ｇｉｖｅｎ               10               ｍｉｎｕｔｅｓ               ｔｏ               ｃｏｍｍｕｎｉｃａｔｅ               ｙｏｕｒ               ｍｅｓｓａｇｅ,               ｔａｋｅ               ｅｉｇｈｔ.

Ｄｏｎ'ｔ               ｔａｋｅ               ｔｈｅ               ｗｈｏｌｅ               ｔｉｍｅ.

Ｈｉｔ               ｔｈｅ               ｉｍｐｏｒｔａｎｔ               ｐｏｉｎｔｓ               ａｎｄ               ｙｉｅｌｄ               ｂａｃｋ               ｔｈｅ               ｂａｌａｎｃｅ               ｏｆ               ｙｏｕｒ               ｔｉｍｅ.

Ｃｏｎｃｉｓｅｎｅｓｓ               ｉｓ               ｔｈｅ               ｋｅｙ               ｈｅｒｅ.

Ｄｏｎ'ｔ               ｔｒｙ               ｔｏ               ｏｖｅｒｓｅｌｌ               ｙｏｕｒ               ｐｒｏｄｕｃｔ               ｏｒ               ｓｅｒｖｉｃｅ.

Ｄｏｎ'ｔ               ｔａｋｅ               ｔｏｏ               ｌｏｎｇ.

Ｔｈａｔ               ｗｉｌｌ               ｂｅ               ａ               ｍａｒｋ               ａｇａｉｎｓｔ               ｙｏｕｒ               ｏｒｇａｎｉｓａｔｉｏｎ.

Ｙｏｕ               ｗｏｎ'ｔ               ｂｅ               ｉｎｖｉｔｅｄ               ｂａｃｋ.
               Ａｌｓｏ...ｂｅ               ｐｒｅｐａｒｅｄ               ｔｏ               ｐｒｏｖｉｄｅ               ｔｈｅ               ｓｅｒｖｉｃｅ,               ｏｒ               ｆｕｎｄｒａｉｓｅｒ,               ｙｏｕ               ｓａｙ               ｙｏｕ               ａｒｅ               ｇｏｉｎｇ               ｔｏ               ｐｒｏｖｉｄｅ               ｔｈｅ               ｄａｙ               ａｎｄ               ｔｉｍｅ               ｙｏｕ               ｓａｙ               ｙｏｕ               ａｒｅ               ｇｏｉｎｇ               ｔｏ               ｐｒｏｖｉｄｅ               ｉｔ.

Ｉｆ               ｙｏｕ               ｗａｎｔ               ｔｏ               ｈｏｌｄ               ａ               ｃａｒ               ｗａｓｈ,               ｆｏｒ               ｅｘａｍｐｌｅ--ｍａｋｅ               ｓｕｒｅ               ｔｈｅ               ａｒｒａｎｇｅｍｅｎｔｓ               ｆｏｒ               ｔｈａｔ               ｆｕｎｄｒａｉｓｅｒ               ｈａｖｅ               ｂｅｅｎ               ｍａｄｅ.

Ｍａｋｅ               ａ               ｌｉｓｔ               ｏｆ               ａｌｌ               ｐｅｏｐｌｅ               ｗｈｏ               ｈａｖｅ               ａｇｒｅｅｄ               ｔｏ               ｂｅ               ｖｏｌｕｎｔｅｅｒｓ               ｏｎ               ｔｈａｔ               ｄａｙ.

Ｆｕｒｔｈｅｒｍｏｒｅ,               ｄｏｎ'ｔ               ｊｕｓｔ               ｐｉｃｋ               ｏｎｅ               ｄａｙ,               ａｌｓｏ               ｐｉｃｋ               ａ               ｒａｉｎ               ｄａｔｅ.

Ｆｏｒ               ｅｘａｍｐｌｅ,               ｉｆ               ｙｏｕ               ｃｈｏｏｓｅ               Ｓａｔｕｒｄａｙ,               Ａｐｒｉｌ               27               ａｓ               ｙｏｕｒ               ｄａｙ,               ｐｉｃｋ               ａ               ｒａｉｎ               ｄａｔｅ,               ｓａｙ               Ｍａｙ               18               ａｓ               ａ               ｂａｃｋｕｐ.

Ｉｎ               ｏｔｈｅｒ               ｗｏｒｄｓ,               ｈａｖｅ               ａ               ＢＡＣＫＵＰ               ｐｌａｎ,               ｏｒ               ｐｌａｎ               Ｂ.
               Ｔｈｅ               ｎｅｘｔ               ｔｈｉｎｇ               ｙｏｕ               ｗｉｌｌ               ｗａｎｔ               ｔｏ               ｄｏ               ｉｓ               ａｄｖｅｒｔｉｓｅ,               ａｄｖｅｒｔｉｓｅ,               ａｄｖｅｒｔｉｓｅ.

Ｃａｌｌ               ｙｏｕｒ               ｌｏｃａｌ               ｒａｄｉｏ               ｓｔａｔｉｏｎ.

Ｉｎ               ｃｈｏｏｓｉｎｇ               ａ               ｓｔａｔｉｏｎ,               ｅｘａｍｉｎｅ               ｔｈｉｎｇｓ               ｓｕｃｈ               ａｓ               ｃｏｓｔ               ａｓ               ｗｅｌｌ               ａｓ               ｙｏｕｒ               ｉｎｔｅｎｄｅｄ               ｄｅｍｏｇｒａｐｈｉｃ--ｉ.ｅ.,               ｔｈｅ               ｐｅｏｐｌｅ               ｗｈｏ               ｗｉｌｌ               ｂｅｎｅｆｉｔ               ｔｈｅ               ｍｏｓｔ.

Ｉｆ               ｙｏｕ               ｋｎｏｗ               ｔｈａｔ               ｆｏｒ               ａ               ｇｉｖｅｎ               ｐｒｏｊｅｃｔ               ｙｏｕｒ               ｄｅｍｏｇｒａｐｈｉｃ               ｉｓ               Ａｆｒｉｃａｎ-Ａｍｅｒｉｃａｎ               ｃｈｕｒｃｈｇｏｅｒｓ,               ｙｏｕ               ｍａｙ               ｗａｎｔ               ｔｏ               ａｄｖｅｒｔｉｓｅ               ｏｎ               ａｎ               Ａｆｒｉｃａｎ-Ａｍｅｒｉｃａｎ               ｓｔａｔｉｏｎ,               ｓｕｃｈ               ａｓ               ＷＪＬＢ               ｉｎ               Ｄｅｔｒｏｉｔ,               ｏｒ               Ｔｈｅ               Ｔｏｕｃｈ               ｉｎ               Ｋａｌａｍａｚｏｏ,               ｓｏｍｅ               ｅｘｃｅｌｌｅｎｔ               ｒａｄｉｏ               ｓｔａｔｉｏｎｓ               ｉｎ               ｔｈａｔ               ｐａｒｔｉｃｕｌａｒ               ｄｅｍｏｇｒａｐｈｉｃ               ｈｅｒｅ               ｉｎ               Ｍｉｃｈｉｇａｎ.

Ａｄｖｅｒｔｉｓｉｎｇ               ｇｏｅｓ               ａ               ｌｏｎｇ               ｗａｙ.
               Ｆｉｎａｌｌｙ,               ｂｅ               ｐａｔｉｅｎｔ.

Ｄｏｎ'ｔ               ｂｅ               ｄｉｓｃｏｕｒａｇｅｄ.

Ｊｕｓｔ               ｂｅｃａｕｓｅ               ｉｔ'ｓ               ｎｏｔ               ｐａｙｉｎｇ               ｙｏｕ               ｐｅｒｓｏｎａｌｌｙ,               ｉｓ               ｎｏ               ｒｅａｓｏｎ               ｔｏ               ｇｉｖｅ               ｕｐ.

Ｉｔ               ｗｉｌｌ               ｏｎｅ               ｄａｙ,               ｉｆ               ｙｏｕ               ｋｅｅｐ               ａｔ               ｉｔ,               ａｎｄ               ｗｒｉｔｅ               ｇｒａｎｔｓ,               ａｎｄ               ｃｏｎｎｅｃｔ               ｗｉｔｈ               ｔｈｅ               ｐｒｏｐｅｒ               ｐｅｏｐｌｅ.

Ｆｏｒ               ｔｈｉｓ               ｒｅａｓｏｎ,               ｉｔ'ｓ               ｂｅｓｔ               ｎｏｔ               ｔｏ               ｆｏｃｕｓ               ｏｎ               ｈｏｗ               ｉｔ               ｗｉｌｌ               ｒｅｗａｒｄ               ｙｏｕ.

Ｙｏｕｒ               ｍａｉｎ               ｒｅｗａｒｄ               ｗｉｌｌ               ｂｅ               ｔｈａｔ               ｙｏｕ               ａｒｅ               ｄｏｉｎｇ               ｓｏｍｅｔｈｉｎｇ               ｗｏｒｔｈｗｈｉｌｅ               ｆｏｒ               ｓｏｍｅｏｎｅ               ｅｌｓｅ.






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      ...More Digg Twitter Reddit Facebook StumbleUpon Like this: Like Loading... Debt Collection , Garnishment , Legal , Michigan law , Patents February 27, 2009 6 Comments
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