2013년 11월 23일 토요일

About 'debt collection forms'|10 Things to Know When Payday Loan Lender Debt Goes to Collections







About 'debt collection forms'|10 Things to Know When Payday Loan Lender Debt Goes to Collections








notice,               creditors,               legal,               document               3
               Scams               are               everywhere               and               people               in               debt               are               prime               target               for               victimization.

If               you               receive               a               notice               from               creditors,               before               proceeding               make               sure               you               take               these               steps               to               determine               if               the               notice               is               a               legal               document.
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               Read               through               the               entire               notice.

Make               sure               that               the               debt               is               real,               and               that               you               remember               incurring               this               debt.;
               Evaluate               the               notice               for               authenticity.

If               your               notice               is               from               a               law               firm,               confirm               that               the               law               firm               exists.

You               can               do               this               by               contacting               them               and               asking               for               their               license               number.

You               can               then               use               this               number               to               check               their               business               status               out               with               the               state               that               they               are               licensed               in.;
               Contact               the               debt               collector               to               try               and               correct               the               error               if               you               do               not               owe               the               debt,               determine               if               the               company               is               legitimate               or               fraudulent               if               you               do               not               owe               the               debt,               or               to               discuss               the               legitimacy               of               the               notice               and               what               options               you               have               available               if               you               do               owe               the               debt               and               the               company               is               legitimate.;
               Contact               the               company               where               the               debt               was               incurred               to               see               what               debt               collector               they               use               to               verify               the               legitimacy               of               the               debt               collector's               notice.;
               Contact               the               Better               Business               Bureau               or               your               local               authorities               to               see               if               complaints               have               been               made               about               the               company               that               sent               you               the               letter.

This               is               especially               important               if               you               think               that               you               have               been               targeted               for               a               scam.;
               Talk               to               your               lawyer,               or               contact               a               local               free               legal               service,               to               see               if               your               notice               is               a               legal               document.
               You               can               find               legal               forms               online,               which               you               can               use               to               verify               the               legitimacy               of               your               notice.;
               Don't               be               afraid               to               question               the               legitimacy               of               any               notice               that               you               receive               in               the               mail,               especially               if               you               are               unfamiliar               with               the               creditor               or               the               debt.;
               It               is               illegal               for               creditors               to               mislead               you               with               notices               or               false               legal               documents.
               Don't               ignore               a               notice               from               a               creditor,               whether               it               is               legitimate               or               illegitimate,               as               this               may               make               the               situation               worse.
               The               Fair               Debt               Collection               Practices               Act               has               information               about               what               creditors               can               and               cannot               do.

It               is               located               at               http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#811.;
               The               Better               Business               Bureau               can               be               found               at               http://www.bbb.org.






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