2013년 11월 24일 일요일

About 'debt collection methods'|Best Debt Collection Method







About 'debt collection methods'|Best Debt Collection Method








The               road               to               my               college               degrees               was               long               and               arduous               but               the               payoff               of               obtaining               two               degrees               and               having               no               debt               on               graduation               day               was               worth               it.

With               no               college               fund,               scholarships,               or               grants               to               fund               the               way,               it               took               a               collection               of               methods               and               nearly               20               years,               but               any               one               method               could               lead               to               your               degree,               debt               free.

Beginning               with               dual               enrollment               in               high               school               I               took               night               classes               at               the               local               community               college               paying               as               I               went.

Soon,               learning               about               special               enlistment               bonuses               for               joining               critical               career               fields               in               the               Air               Force               Reserves,               I               signed               up               to               serve.

The               bonus               included               college               reimbursement               of               classes               with               acceptable               grades               including               books.
               After               three               years               I               entered               active               duty               and               used               the               on-base               extensions               of               local               community               and               national               colleges               to               take               discounted               classes               during               off               duty               time.

I               was               unable               to               take               advantage               of               the               GI               Bill,               but               basic               training               and               military               technical               schools               equated               to               college               credits               reducing               the               number               of               required               classes.
               DANTES               (Defense               Activity               for               Non-Traditional               Education               Support)               tests               give               you               college               credit,               like               CLEP               tests,               based               on               how               high               you               score.

After               reading               a               used               Peter               F.

Drucker               book               on               management,               I               scored               high               enough               to               bypass               two               management               classes.
               The               Community               College               of               the               Air               Force               (CCAF)               allows               airmen               to               obtain               a               two               year               degree               in               their               career               field.

My               AS               degree               in               Aircraft               Armament               Systems               Technology               was               obtained               from               the               CCAF               while               in               the               Air               National               Guard.
               My               career               has               included               corporations               with               college               tuition               reimbursement               programs               as               well.

Initially               classes               were               paid               with               savings               or               a               credit               card,               then               the               reimbursement               paid               the               debt,               savings,               or               the               next               round               of               classes               and               books.
               One               employer               had               the               local               military               base               college               extensions               come               on               site               to               offer               courses               after               work,               providing               similar               savings               offered               to               military               personnel.

Finally,               my               last               corporate               employer               had               a               welcomed               retraining               fund               that               came               with               the               undesired               layoff,               but               paid               for               the               last               of               my               BA               in               Business               Administration               Management.
               As               you               can               see,               I               used               many               techniques               that               were               available               along               the               way.

I               even               saved               by               buying               used               books               on               campus               books               stores,               then               at               Amazon's               market               place               to               keep               costs               low.

At               the               end               of               my               four               year               degree,               I               am               without               any               college               related               debt               and               can               enjoy               the               rewards               that               come               from               having               done               so.






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