2013년 11월 30일 토요일

About 'arrow debt collection'|Debt Rattle, October 15 2008: The Real People







About 'arrow debt collection'|Debt Rattle, October 15 2008: The Real People








Denver               is               a               fine               city.

It               has               a               proud               frontier               history,               clear               mountain               air               and               a               modern               collection               of               skyscrapers               and               highways.
               Everybody               should               visit               Denver               at               least               once.
               You               can               even               visit               when               it's               most               "eco               friendly"               to               do               so.

A               "travel               carbon               calculator"               will               tell               you               how               much               your               trip               and               stay               in               Denver               will               bang               up               the               planet               and               melt               the               polar               caps.

The               "travel               carbon               calculator"               can               do               this               whether               you               fly               in               on               Frontier               or               United,               or               hop               into               your               non-hybrid               SUV               and               take               the               trek.

There               is               no               calculator               function               for               private               jets,               so               the               footprint               of               the               "Obama               1"               jet               is               not               able               to               be               figured.
               Okay,               you               get               to               the               "Mile               High               City"               and               the               earth               is               still               holding               together               --               then               what?

Denver,               especially               now               during               the               Democrat               Convention,               is               a               great               blending               of               the               old               and               the               new.
               There               are               hundreds               of               art               galleries               in               Denver,               according               to               the               official               Denver               Tourism               web               site.

There               are               museums               by               the               score,               ranging               from               the               dead               white               rich               guy               museum,               Astor               House               Museum,               to               the               Black               American               West               Museum,               to               the               the               old               exploiters               museum               of               Buffalo               Bill               (which               as               a               bonus               contains               old               Bill's               grave).

In               Barrack               Obama's               home               town,               Chicago,               there               are               some               great               art               galleries               and               museums,               too,               but               most               people               just               think               that               "Art"               is               the               old               peeping               tom               down               the               block,               and               a               museum               is               what               kids               visit               on               field               trips               from               school.
               Denver               is               an               active               city,               where               ordinary               citizens               are               slim               people               in               spandex               suits,               cutting               through               the               thin               mountain               air               like               an               arrow               shot               from               a               bow.

This               compared               to               Barrack               Obama's               home               town,               Chicago,               where               the               typical               bike               riding               citizen               is               dressed               in               a               wife               beater               t-shirt               with               a               middle               finger               salute               stitched               on               it.

Jostle               too               close               in               your               car               and               your               likely               to               get               that               middle               finger               aimed               at               you               (at               the               very               least),               along               with               a               string               of               obscenities               when               the               Chicago               lad               removes               the               cigarette               from               his               mouth.

There               are               miles               of               bike               trails               in               Denver,               and               the               odds               greatly               favor               your               living               should               you               complete               one,               as               opposed               to               the               neighborhoods               close               to               Obama's               mansion,               where               a               bullet               decides               when               the               bike               riding               is               finished.
               Denver               has               you               covered,               no               matter               where               you               go,               even               if               it's               outside               of               the               city.

There               are               many               convenient               "Visitor               Information               Booths",               which               most               likely               point               you               back               into               the               city               for               more               fun               things               to               do.

In               Chicago,               the               Democrat               Machine,               which               is               synonymous               with               the               Daley               (as               in               Richard               J.

--               "da               mayor")               Machine,               has               that               figured               out,               too.

The               official               motto               of               Chicago               is               "Where's               Mine"               or               those               more               ed-u-macated               Denverites               and               Democrats,               "Ubi               est               mea".

This               leads               to               the               tourism               and               work               for               hire               motto,               which               is,               "We               don't               want               nobody               nobody               sent".

Have               a               good               time               somewhere               else,               but               if               you               do               visit,               we               will               tax               your               fool               hardy               brains               out               at               max               11.25               percent               in               "da               Loop"               should               you               be               so               stupid               as               to               buy               something               there,               or               along               the               Magnificent               Mile.
               One               can               even               take               a               winery               tour               in               Denver.

Obama's               old               stomping               grounds,               where               he               did               his               community               organizing,               has               tours               too.

Any               number               of               skinny,               booze               soaked               drunks               take               the               liquor               store               tour,               which               lasts               the               entire               day.

Go               by               anytime               and               see               the               clerk               behind               bullet               proof               glass.

He               sure               is               organized               --               speed               dial               set               to               911               and               9               millimeter               under               the               counter               (though               this               is               technically               against               the               law               in               this               Obama               organized               city).
               A               new               addition               in               Denver               is               a               bow               to               the               Democrat               vision               of               free               speech.

It's               been               called               the               new               "Gitmo"               of               the               West.

Actually,               it's               just               the               latest               Chicago               import.

It               seems               a               number               of               aging,               smelly               hippies               want               to               relive               their               glory               days               and               disrupt               the               Democrat               Convention.

They               call               themselves               "Re-create               68".

This               does               not               refer               to               their               IQ,               but               to               the               riots               that               raged               during               the               Democrat               Convention               in               Chicago,               in               1968.

Raged               that               is,               until               Mayor               Daley               the               First,               Richard               M.

Daley               (Richie's               dad),               had               the               very               capable               Chicago               police               pound               the               then               young               smelly               hippie's               skulls               till               the               raging               stopped               and               business               as               usual               was               completed.

This               new               fenced               off               area               in               Denver               keeps               the               protesters               out               of               sight               and               out               of               earshot               of               the               organized               ears               of               Obama.

See               no               evil.

Hear               no               evil.

There               is               no               evil.

The               coronation               can               be               accomplished               in               peace.

The               1000               year               reign               can               begin.

Free               speech               is               allowed               in               Blue               Land,               but               only               when               it               doesn't               cost               the               Democrats               any               bad               TV               sound               bites.
               The               first               night               of               the               Democrat               convention               will               have               the               whole               Chicago               gang               there.

Some               are               even               speaking.

Among               the               "honorable"               speakers               tonight               are               some               of               the               royality               of               Chicago               Machine               Politics.

You               have               Emil               Jones,               President               of               the               Illinois               senate,               who               just               annointed               his               dunce               of               a               son               to               be               his               successor.

Jones               was               the               guy               who               took               a               young               Barrack               under               his               wing               and               showed               him               the               way               of               Chicago               politics:               pay               to               play.

You'll               meet               the               Illinois               Comptroller,               Dan               Hynes,               who               has               overseen               the               State               of               Illinois               debt               explosion,               and               who               has               never               turned               down               a               cronie               in               need               for               a               little               public               lifestyle               financing.

There               Lisa               Madigan,               the               bean               pole               progeny               of               Michael               Madigan,               the               Illinois               Speaker               of               the               House               and               one               of               the               clout               bloated               ruling               families               of               Illinois.
               Lisa               Madigan,               however,               won't               be               the               only               Illinois               girl               there.

Another               hometown               sweetheart               will               be               mighty               present               at               the               Denver               Democrat               Convention:               Hillary               Clinton.

She               grew               up               in               Park               Ridge,               which               is               a               Metra               train               line               escape               from               the               inner               city               of               Chicago.

I'm               not               sure               if               it               will               be               Hillary's               first               trip               to               Denver.

I               suspect               not.

It               might               be               her               last,               though,               as               these               days               won't               be               easy               on               her,               and               who               wants               to               relive               and               revisit               any               city               under               these               circumstances.
               Denver               is               a               great               city               to               visit.

I've               been               there.

I               love               it.

Denver               better               get               used               to               Chicago               politics.

Once               the               Great               Obama               acends               to               the               Oval               Office               throne,               there               will               be               change.

It               will               be               change               you               can               believe               in,               if               you               are               a               former               machine               hack               organizer               from               Chicago,               who               can               read               pretty               words               from               a               teleprompter.
               Change               that               will               make               any               grifter               smile,               including               Tony               Rezko,               when               he               sits               down               to               what               used               to               be               called               a               Denver               Omelet               but               is               now               the               Chicago-Denver               combo               called               the               Obama               Omlet.
               Let's               hope               the               polar               ice               caps               are               still               intact               when               this               convention               is               finished,               because               the               travel               carbon               calculator               will               be               hot               off               the               charts               with               all               the               Chicago               hot               air               that               has               blown               in.






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    About 'what is a debt collector'|What Debt Collectors Will Not Say, but the Debtor Should Know







    About 'what is a debt collector'|What Debt Collectors Will Not Say, but the Debtor Should Know








    Are               you               a               person               that               is               in               debt?

    Whether               you               have               debt               solely               from               credit               cards,               old               medical               bills,               student               loans               or               a               combination               of               them               all,               you               may               be               scared,               unsure,               and               frustrated.

    In               today's               society,               with               regularly               rude               calls               from               debt               collectors,               you               may               be               feeling               as               if               your               debt               is               causing               you               to               become               insane.

    Yes,               it               may               seem               like               the               end               of               the               world,               especially               at               first,               but               it               is               important               to               remember               that               your               debt               doesn't               mean               the               end               of               the               world               for               you.

    As               previously               stated,               a               large               number               of               debt-ridden               individuals               in               the               United               States               have               problems               with               debt               collectors               calling               at               just               about               all               hours,               as               well               as               having               rude               attitudes.

    The               last               thing               that               you               will               want               to               do               is               allow               a               debt               collector               to               get               you               all               worked               up,               no               matter               how               they               act               or               treat               you.

    If               you               feel               that               you               cannot               take               it               anymore,               you               do               not               have               to.

    At               any               point               in               time,               when               speaking               to               a               debt               collector,               you               can               simply               hang               up               the               telephone.

    Better               yet,               don't               even               answer               the               phone.

    Screen               the               calls               as               if               the               collectors               were               that               over               zealous               blind               date               you               so               badly               want               to               forget               about.
                   Although               you               may               not               be               interested               in               speaking               with               a               debt               collector,               you               may               want               to               think               about               doing               so.

    Often               times,               you               will               find               that               debt               collectors               stop               calling               or               at               least               reduce               the               number               of               calls               that               they               place               to               you               once               they               are               able               to               at               least               speak               with               you.

    So,               if               you               are               feeling               up               to               it,               go               ahead               and               answer               that               phone.

    Just               be               sure               not               to               make               any               payment               arrangements               that               you               cannot               keep.

    Also,               be               sure               to               check               the               statue               of               limitations               in               your               state.

    In               some               states,               such               as               New               York,               the               statue               of               limitations               on               when               debt               can               be               collected               is               six               years.
                   Another               one               of               the               many               reasons               why               debt               is               so               stressful               is               because               it               makes               you               feel               helpless               and               hopeless               when               you               are               unable               to               pay               the               debt.

    What               you               need               to               remember               though               is               that               there               are               always               ways               that               you               can               go               about               working               to               pay               off               your               debt,               even               if               it               is               just               a               little               bit               at               a               time.

    It               may               seem               silly,               but               paying               off               your               debt,               even               if               it               is               only               twenty               dollars               here               and               there,               is               likely               lessen               the               burden               and               stress               that               you               currently               feel.
                   If               you               would               like               to               get               out               of               debt,               but               you               don't               know               how,               you               may               want               to               consider               making               an               appointment               with               a               debt               reduction               specialist               or               an               accountant.

    While               this               professional               assistance               will               cost               you               a               little               bit               of               money,               upfront,               it               is               well               worth               it.

    That               is               because               the               professional               assistance               of               debt               reduction               specialists               and               accountants               may               be               able               to               help               you               get               your               life               back               on               track.
                   In               short,               debt               is               an               issue               that               many               individuals               must               face               and               deal               with               each               day.

    Although               it               may               seem               like               it,               debt               doesnít               have               to               be               the               end               of               you,               as               outlined               above.

    You               CAN               survive               being               in               debt.






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    About 'fair debt collection practices act notice'|Draw the Law – (Lack of) Payment Issues, Part V: Fair Debt Collection Practices Act







    About 'fair debt collection practices act notice'|Draw the Law – (Lack of) Payment Issues, Part V: Fair Debt Collection Practices Act








    Have               you               ever               filled               out               a               credit               application               when               you               applied               for               a               loan,               automobile,               credit               card,               or               a               refrigerator               or               stove?

    When               you               get               near               the               bottom               of               the               application               there               is               always               a               section               for               you               to               provide               two               or               three               references.

    Now               you               are               probably               wondering               why               personal               references               are               needed               for               your               credit               application?

    Some               people               think               they               probably               know               why               the               references               are               required.

    If               you               think               that               creditor               is               going               to               call               your               personal               references               and               ask               them               if               you               are               an               outstanding               citizen               in               the               community               or               if               you               do               volunteer               work,               well               you               are               way               off               track.

    In               fact               when               you               fill               out               a               credit               application               and               you               provide               references               no               one               will               ever               call               your               references.

    Well               there               is               one               particular               instance               when               they               will               call               your               references               and               that's               if               you               fall               past               due               with               a               creditor.

    If               you               are               past               due               on               your               account               a               creditor               probably               won't               immediately               call               your               references.

    Here               is               the               situation               that               will               trigger               a               phone               call               to               your               reference:               The               creditor               calls               your               residence               and               the               phone               is               disconnected               and               now               they               call               your               place               of               employment               and               they               are               told               that               you               no               longer               work               there.

    If               these               two               situations               happen               they               may               begin               calling               your               references.

    Now               if               they               mail               you               a               past               due               notice               and               it               get               returned               because               you               have               moved               and               now               have               a               new               address               but               you               failed               to               disclose               the               new               address               to               the               creditor               then               for               sure               they               will               call               your               references.
                   Creditors               will               call               your               references               to               see               if               they               can               get               information               about               you               from               them.

    They               are               not               allowed               to               disclose               the               nature               of               the               call               and               especially               they               cannot               tell               them               you               are               past               due               on               a               loan               or               a               credit               card               account.

    (there               are               some               that               do),               To               disclose               this               information               to               a               third               party               would               be               a               violation               of               the               Fair               Debt               Collection               Practices               Act,               which               is               a               law               that               governs               what               third               party               debt               collectors               can               and               cannot               do               during               the               course               of               their               collection               activities.
                   The               creditor               is               hoping               the               references               will               be               able               to               help               pin               point               your               new               address.

    Sometimes               debtors               have               moved               in               with               relatives.

    I               remember               years               ago               when               I               was               collecting               on               a               past               due               account               and               I               called               a               reference               and               the               person               I               was               looking               for               answered               the               phone.

    Once               a               creditor               gets               you               on               the               phone               they               will               update               all               of               your               new               information               such               as               phone               numbers,               new               employment,               (if               applicable),               and               new               address.

    They               will               also               try               to               set               up               some               payment               arrangements.

    This               is               why               references               are               so               valuable               to               a               debt               collector               or               a               creditor               because               it               helps               to               them               to               track               you               down               if               you               skip               out               and               decide               not               to               pay.

    This               process               is               different               from               an               employment               application.

    If               that               employer               is               thinking               about               hiring               you               there               is               a               99.9%               chance               that               your               references               will               be               called.






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    4. lemonlawrights.wordpress.com/   01/22/2011
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    5. iowafairdebtcollection.blogspot.com/   04/24/2010
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